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Mc Caleb sought the assistance of the smartest people on Earth.

He met with David Schwartz and the two discussed how a consensus network could work.

David joined as CTO and later became Chief Cryptographer.

He is precisely the sort of ‘surfer-dude man-child’ coders regard as a demigod.They share a city (San Francisco), a founder (Jed Mc Caleb) and a lot of bad blood.Ripple, founded in 2011, is a relative veteran in this business.But with a long string of failed companies, broken hearts, and legal problems in his wake, time will tell if legit outfits like Stripe and Wells Fargo will bet on the man who created companies like Mt.Gox, which turned out to be the biggest fraud in crypto history. But one thing is crystal clear: The most exciting battle in this long war is taking place in San Francisco, and the town isn’t big enough for both Ripple Labs and Stellar, two of the contenders hoping to replace not just Bitcoin but the almighty dollar.

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